I agree but having no government oversight over insurance companies is like having the fox watching the hen house. Someone has to stop their greed but who? I don't have the answer to that one.
On another thought friends of ours are leaving France tomorrow. It has been very difficult for them to leave because France is in a total shutdown. They had to get permission to have their in laws drive them to the airport. When they arrive home they have to do a 2 week self imposed quarantine. Which is what most are doing around here. Still Totally ADD